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En Marzo de 2016 me compré una vivienda, y formalicé una hipoteca con Bankinter.
¿me pueden decir que tengo derecho a reclamar?, muchas gracias, un saludo
En diciembre de 2003 compre una vivienda y constitui una hipoteca con bsch en 2015 vendi la vivienda y el comprador se subrogo en la hipoteca. La pregunta es : puedo a dia de hoy reclamar los gastos derivados de dicha hipoteca. Gracias
Buen trabajo. Gracias
Hola se puede reclamar la transmisión de vivendas cuando se compra una vivenda con subrogación gracias
Yo pedí una prmera hipoteca de mi piso hace 23 años,posteriormente hice dos ampliaciones más de la misma con los gastos de tales ampliaciones. Por último perdí un último préstamo y cancele la anterior hipoteca. Todos los préstamos los he realizado en la misma entidad bancaria. Mi pregunta es . Que puedo reclamar ? Tengo derecho a reclamar los costes de cada una de las hipotecas que he realizado? Gracias
Buenas tardes , he cancelado una hipoteca y ademas del capital pendiente e intereses ordinarios me cobran compensación por desestimiento de la operación y compensación por riesgo de tipo de interés (2000€) según la propia directora de la sucursal esto no es lícito y me dice que lo denuncie. Quisiera saber si es cierto. Gracias
Buenas tardes Pedro.
En principio hay que atenerse a lo firmado en la escritura de constitución del préstamo hipotecario respecto a los gastos de cancelación. Si bien es verdad que el Tribunal Supremo ha dictado nulas infinidad de cláusulas relacionadas con las comisiones de cancelación, por lo que en su caso concreto habría que examinar sus escrituras y realizar un test de viabilidad, también le informo de que aunque haya cancelado su hipoteca usted puede reclamar las cantidades abonadas en concepto de gastos de constitución.
Este despacho se pone a su disposición para estudiar su asunto y llevar adelante las acciones legales para salvaguardar su intereses.
Un saludo
Hola buenas tardes. Yo firme una primera hipoteca y luego firma otra segunda hipoteca ampliando la hipoteca puedo reclamar los gastos de las 2.
Hola Montse.
Efectivamente, puede reclamar los gastos por el préstamo de constitución de hipoteca y por la ampliación de la misma.En principio es un único procedimiento.
Le enviamos un mail con información más detallada.
Un saludo
El banco con el que firmé la hipoteca (Barclays) fue absorbido por otra entidad (La Caixa).
Puedo reclamar los gastos de la hipoteca, que pagué en su día, al banco que actualmente tiene mi hipoteca???
Gracias.
Buenos días Fernando.
La reclamación de los gastos por los préstamos hipotecarios firmados con entidades bancarias absorbidas, van dirigidas contra la entidad absorbente, en su caso contra la Caixa.
Tal y como habló ayer con uno de nuestros letrados, le enviamos un email con la información solicitada.
Un atento saludo.
En este apartado podéis poneros en contacto con nosotros, preguntar dudas, etc.